100% VA Disability: Federal Benefits Beyond the Paycheck
What 100% P&T unlocks — commissary and exchange access, Chapter 35 education, TRICARE, and the state property-tax exemptions available by residence.
By The VivMetric Editorial Team · independent editorial research project
Federal benefits at 100% P&T
A 100% permanent-and-total rating opens Commissary/Exchange privileges, Chapter 35 (DEA) education for dependents, TRICARE health care for the veteran and family, and vocational rehabilitation (VR&E) for the veteran.
State property-tax relief
Many states fully exempt the primary residence of 100% P&T veterans (Florida, Texas, Michigan, Maryland, Hawaii, Iowa among others); others give partial relief. Because programs vary by state and county, confirm your state with the county assessor.
Source
38 CFR and state statutes; cross-checked 2026-08-19. Verify the current program with your state and county.